UntilFire is a free-to-use online tool designed to help you determine your FIRE number and retirement date in minutes. By entering your city, income, and spending, you receive a precise plan at a glance with no login required. Designed for simplicity and speed, UntilFire calculates using your real-world inputs and a conservative withdrawal approach, delivering actionable results in about a minute.

Key features include:

• Calculate your FIRE number: instantly computes the target amount you need to save to retire early based on your inputs and assumptions, giving you a clear financial goal.
• Set and track savings goals: create personal targets, monitor progress over time, and stay motivated as you move toward your retirement objective.
• Estimate retirement expenses: project monthly costs in retirement to refine your FIRE number and ensure your plan covers realistic living needs.
• Visualize your retirement timeline: see a concise roadmap from today to your retirement date with milestones and progress visualization.
• Join community discussions: engage with others pursuing FIRE, share strategies, and gain practical tips and encouragement.

In just 60 seconds, UntilFire delivers focused, actionable insights that clarify when you can retire and how to get there, helping you take confident steps toward financial independence. For anyone serious about FIRE, this tool turns ambitious goals into a concrete, trackable plan.